Instructions:
1. Talk to minimum five agents. See who can provide least quote.
2. See the professionalism of the company. Demand customer references and see how satisfied they’re with the services of your insurance agent.
3. Take written contracts, not oral promises.
4. There are organizations that monitor industries and company. Ask the ratings that they have received from these organizations. A or A++ ranking should be acceptable only.
5. Transact with agents who can provide you the policy that you need and doesn’t tries to push you to a policy that he wants to sell.
Tips & Warnings
• Your agent should be empathetic and a good listener.
• An ideal agent should enquire about your insurance needs.
• There are many agents out there, deal with the one that you like. If you feel uncomfortable with his advice, change the agent.
Wednesday, August 26, 2009
Thursday, August 20, 2009
Used Car: Who Said You Have To Compromise?
So long that you have planned to buy a used car, it does not at all implies compromises of any kind. When looking for a used car, make sure to do extensive search work. It is because no matter even if it is a used car, you are paying your hard earnings, and secondly may be you have to depend on that for long, before you can go for another car. So what should be considered?
The first thing is your dependence on a dealer, which is not required, given that you take help of internet. It saves a lot of your time and money. Make sure that you know what you need, how much you can spend, what type of vehicle you need and of course, your credit background. Do not throw your heart on the first thing you see, instead look at other cars available. All these tips will help you find the best car for you.
The first thing is your dependence on a dealer, which is not required, given that you take help of internet. It saves a lot of your time and money. Make sure that you know what you need, how much you can spend, what type of vehicle you need and of course, your credit background. Do not throw your heart on the first thing you see, instead look at other cars available. All these tips will help you find the best car for you.
Thursday, August 6, 2009
Cars that had an attitude: The muscle hunks
During the period of 1960s and early 80s, the muscle cars held a prestige due to there powerful torque, V8 engine, higher horse power capacity, enhanced z rated tires, bulky curves and the most thrilling racing experience. Though we have sports cars that are faster, still the muscle cars would not let the former inch closer due to their supreme torque.
They had an elegant style for holding the muscle cars title with no elegance in interiors, all you would experience is the roars of engine, giving you an impression that it is all ready to set the track on fire. No wonder, back in those days, these cars held a reputation of kings. You plan to buy one now? Halt. They are not available as such in market and are nonetheless an item of collection. There are companies planning to introduce these cars again, still they are more into reconditioning the existing ones, availing models like 1969 Barracuda Convertible, 1970 Superbird etc.
They had an elegant style for holding the muscle cars title with no elegance in interiors, all you would experience is the roars of engine, giving you an impression that it is all ready to set the track on fire. No wonder, back in those days, these cars held a reputation of kings. You plan to buy one now? Halt. They are not available as such in market and are nonetheless an item of collection. There are companies planning to introduce these cars again, still they are more into reconditioning the existing ones, availing models like 1969 Barracuda Convertible, 1970 Superbird etc.
Sunday, July 26, 2009
Cheap Car Insurance
Read the following tips in the article to get cheap car insurance – cheap on your wallet and not in quality:
? Get Anti Theft Devices: These days cars come with anti-theft systems which are both automatic and manual. Insurance companies give discount for cars having effective systems.
? Ask for Discount on Multiple Cars: Companies give discounts to customers who get their second cars insured with the same company, but many users are not aware of this fact.
? Go for Yearly Policies: Picking an yearly policy for your car can bring savings for your car insurance. Other formats like six monthly are not that beneficial.
? Pay by EFT: Companies charge delivery charges for mailing payments, but if you use Electronic Funds Transfer, you can avoid this expense.
? See if you can get a Storage Coverage: If your car is going to be stored ideally, get a storage coverage instead of running one. Lower liability takes lower premium.
? Get Anti Theft Devices: These days cars come with anti-theft systems which are both automatic and manual. Insurance companies give discount for cars having effective systems.
? Ask for Discount on Multiple Cars: Companies give discounts to customers who get their second cars insured with the same company, but many users are not aware of this fact.
? Go for Yearly Policies: Picking an yearly policy for your car can bring savings for your car insurance. Other formats like six monthly are not that beneficial.
? Pay by EFT: Companies charge delivery charges for mailing payments, but if you use Electronic Funds Transfer, you can avoid this expense.
? See if you can get a Storage Coverage: If your car is going to be stored ideally, get a storage coverage instead of running one. Lower liability takes lower premium.
Tuesday, June 16, 2009
Green Cars: What Will They Offer You?
With every passing day, there are a large number of pollutants being diffused in the air due to an increase in number of cars and other vehicles. The need of the hour is to manufacture cars that are environment friendly. In fact governments around the globe are taking initiatives in this direction. And the outcome is the battery cars, alternative fuel, and not forgetting the hybrids.
Battery cars are pollution free, energy efficient and have been researched for long now while alternative fuel making use of ethanol fuel cells and hydrogen rather than gasoline but they are still under exploration. Hybrids are a merger of internal combustion engine and electric motor which reduces the fuel consumption. The gasoline engine support provides energy required to recharge the battery. Two of the most popular examples are Honda Insight and Toyota Prius. These cars have given a new dimension to automobiles and at the same time great fuel efficiency.
Battery cars are pollution free, energy efficient and have been researched for long now while alternative fuel making use of ethanol fuel cells and hydrogen rather than gasoline but they are still under exploration. Hybrids are a merger of internal combustion engine and electric motor which reduces the fuel consumption. The gasoline engine support provides energy required to recharge the battery. Two of the most popular examples are Honda Insight and Toyota Prius. These cars have given a new dimension to automobiles and at the same time great fuel efficiency.
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